SayNoToScams Practise these

Scam types in Australia

Investment and crypto scams

This is where Australians lose the most money per person, and it is the slowest of the scams. Nobody is rushed into the first deposit. The dashboard shows it growing, a small withdrawal even works, and the pressure only arrives when you try to take out something substantial.

The tells are in the language before they are in the numbers. Guaranteed returns do not exist. A licensed adviser does not find you in a DM. And any platform that requires a fee before releasing your own money never had it.

Also called crypto scam, investment scam, guaranteed returns, fake trading group, cannot withdraw my money

Practise these 3 messages I have already paid or replied

3 example messages, all scams. Every one is invented for practice, and each links to a page explaining exactly what gives it away.

Social media message Investment scam

A scam. Nobody doubles money in a month.

Where
Instagram direct message
From
wealthwith_ryan
Profile
Not following you4

I’ve helped 40 Aussies double their money this month1. Send $500 in crypto tonight2 and I’ll add you to my private trading group3.

The 4 signs

  1. A return that cannot exist
  2. Crypto, and tonight
  3. A private group
  4. They approached you
Is the “double your money” Instagram DM a scam?

Social media post Investment hype

A scam. Real share offers do not run on a 20-minute clock.

Where
Facebook group post
From
Aussie Money Moves
Profile
Posted in Wealth Builders AU

Exclusive pre-launch shares are open for 20 minutes only1. Join 3,000 members4 already earning 35% every month2. DM “START” for the private link3.

The 4 signs

  1. A countdown
  2. A guaranteed monthly return
  3. Move to DMs for a private link
  4. Members earning is not evidence
Is the “exclusive pre-launch shares” Facebook post a scam?

Email Investment scam

A scam. Compare that rate with what a real bank offers.

Subject
7.5% fixed return — limited places1
From
Australian Term Deposits <offers@australian-termdeposit.com2>

Dear investor,

Secure a guaranteed 7.5% return1 on your savings with a 12-month fixed term. Places close Friday3.

Reply to this email for our account details and transfer instructions4.

Australian Term Deposits — Registered Investment Partner

The 4 signs

  1. “Guaranteed”, and far above the market
  2. The address is not a bank
  3. A closing date
  4. Bank details by return email
Is the “guaranteed return” term deposit email a scam?

Practise

Reading about it is not the same as catching it

The drill shows these messages without the answers, one at a time, and asks you to call it.

Start the investment and crypto scams set

The signs behind all of them

Eight signs, and what to say

Every message on this page relies on at least one of eight moves. One page, free to print.

Learn the eight signs